Five20Money

Feel confident with your money—without giving up the life you enjoy

I help professionals build their first simple money system so they can stop guessing, start saving and investing consistently, and feel in control of their finances.

Does this sound like you?

  • You make good money, but it doesn’t feel like you have a clear plan for it

  • You’re saving, but you’re not confident if you’re doing it “right”

  • You know you should be investing, but you keep putting it off because it feels overwhelming

  • You want to enjoy your life now without feeling guilty about your financial future

It's not a discipline problem and it's not about how much you make.You just don't have a simple, clear system for your money yet.

Hi, I'm Anna

I know what it feels like to wonder if you’re doing enough with your money.When I entered adulthood, I had the same questions many young professionals have:Am I saving enough?
Am I investing the right way?
Should I be paying off debt faster?
Can I enjoy life now while still building my future?

My husband and I didn’t have everything figured out. We had $80,000 in student loans, and we wanted to make progress without putting our entire lives on hold.So we built a simple system:

  • pay off debt strategically and build a strong financial foundation

  • save and invest consistently

  • make intentional decisions with our money

  • prioritize what mattered most

  • enjoy the journey along the way

Using that approach, we paid off $80,000 in student loans in 3.5 years while still investing and making room for the things we enjoyed.That experience shaped how I coach today.I created Five20Money to help professionals build a simple money system so they can stop second-guessing their decisions and feel confident about their financial future.

My approach is simple:

Save and invest first. Spend the rest. Enjoy the ride.

Because money isn’t just about reaching a number—it’s about building a life you love along the way.

You don’t need more information—you need a system

Most people already know the basics:

  • save more

  • spend less

  • invest early

But knowing what to do isn’t the problem.

The problem is:

  • it’s not organized

  • it’s not consistent

  • and it doesn’t feel clear

That’s where everything starts to feel overwhelming.

My approach: simple, structured, and realistic

I help you take everything you already have—your income, expenses, savings, and goals—and turn it into a system that actually works in real life.

So instead of:

  • guessing what to do next

  • constantly adjusting your budget

  • or feeling guilty about spending

You have:

  • a clear plan

  • automatic saving and investing

  • and the freedom to spend on what matters

The Five20 Framework

This is the step-by-step system I use with every client:

  1. Build a $1–3k cash buffer

  2. Get your employer 401(k) match

  3. Pay off high-interest debt

  4. Build a 3–6 month emergency fund

  5. Max out HSA + Roth IRA

  6. Increase 401(k) contributions

  7. Invest in a taxable brokerage

No guessing. No overthinking. Just a clear path forward.

What it's like to work together

We take your current situation and simplify it.

Together, we:

  • organize your money

  • prioritize what matters

  • and build a system you can stick with

You’ll walk away with:

  • a clear plan for your money

  • confidence in your decisions

  • and a system that works without constant effort

Start with a Financial Clarity Session

This is where everything starts.

In this 90-minute session, we:

  • map out your full financial picture

  • identify what’s working (and what’s not)

  • build your first simple money system

You’ll leave knowing exactly what to do next.

Not ready for that yet?

Start with a free Financial Fit Call.

We’ll talk through where you’re at, what feels unclear, and whether coaching makes sense for you.

This is for you if…

  • You make good money but don’t feel in control of it

  • You’re saving, but not consistently

  • You want to invest, but aren’t sure how to start

  • You feel behind—or unsure if you’re on track

  • You want a simple money system that actually works

Stop guessing with your money

You don’t need to have it all figured out.
You just need a clear place to start.

Let’s build a system that works for you.

Ready to feel confident with your money?

Start with a Free Financial Fit Call

Free • 20 minutes • No pressure

Corporate Lunch & Learn Workshops

I offer interactive lunch-and-learn workshops for companies looking to support employee financial wellness and help their teams feel more confident with money.These sessions are simple, practical, and immediately useful—focused on real-world financial decisions young professionals face early in their careers.Workshops are typically 45 minutes with time for Q&A.Common topics include:

  • Investing basics for young professionals

  • How retirement accounts (401k, Roth IRA) actually work

  • Building a simple system for saving and investing

  • Avoiding common money mistakes early in your career

Sessions can be tailored to your team’s specific needs and experience level.If your company is interested in bringing financial education to your team, I’d love to connect.

Or email directly: [email protected]

Five20Money

Questions? Curious if coaching is right for you? I’m happy to chat.

616.843.0480
[email protected]

Educational DisclaimerThe content on this website and any downloadable resources are for educational purposes only and are not financial advice. I am not a licensed financial advisor, accountant, or attorney. Always consult a qualified financial professional regarding your specific situation.

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